Social Security checks for July are on their way, and unlike June, the schedule is back to normal with no delays or early payments. If you’re expecting your check this week, it should arrive on Wednesday. For those still waiting on their June check, there could be a couple of reasons for the delay.
Schedule
The day you receive your Social Security money depends on your birthday and when you began receiving benefits. Here’s a quick breakdown of the July schedule for Social Security and SSDI payments:
- July 3: For people who have been receiving Social Security since before May 1997.
- July 10: For those with birthdays between the 1st and 10th of any month.
- July 17: For those with birthdays between the 11th and 20th of any month.
- July 24: For those with birthdays between the 21st and 31st of any month.
Payment Date
The Social Security Administration (SSA) generally sends out payments on the second, third, and fourth Wednesdays of each month. Your birthday determines which Wednesday you get your check:
- 1st – 10th of the month: Payments sent on the second Wednesday.
- 11th – 20th of the month: Payments sent on the third Wednesday.
- 21st – 31st of the month: Payments sent on the fourth Wednesday.
For SSI recipients, payments are usually made on the first of each month, with a few exceptions.
Combined Payments
If you started receiving Social Security benefits before May 1997 or if you receive both Social Security and SSI, your payment schedule differs slightly. You’ll receive your Social Security payment on the third day of each month and your SSI on the first day of each month. However, these dates change if the first or third day of the month falls on a weekend or holiday. For example, if March 3rd is a weekend, you’ll get your payment on March 1st.
Missing Payments
What should you do if your Social Security check doesn’t arrive? The SSA recommends waiting three additional mailing days after the expected date. If it still hasn’t arrived, you should contact a representative at 800-772-1213. The SSA notes that wait times are typically shorter Wednesday through Friday and between 4 p.m. and 7 p.m. on weekdays.
Knowing the schedule and knowing when to expect your payment can help you plan better and avoid unnecessary stress.
Quick Reference Table
| Birthday Range | Payment Date (July) |
|---|---|
| Before May 1997 | July 3 |
| 1st – 10th | July 10 |
| 11th – 20th | July 17 |
| 21st – 31st | July 24 |
Payment Days by Birthday
| Birthday Range | Regular Payment Day |
|---|---|
| 1st – 10th | Second Wednesday of the month |
| 11th – 20th | Third Wednesday of the month |
| 21st – 31st | Fourth Wednesday of the month |
If you have any issues or questions about your payments, don’t hesitate to reach out to the SSA. They are there to help ensure you receive your benefits on time and can address any concerns you might have.
FAQs
When will I get my July Social Security check?
It depends on your birthday.
What if I don’t receive my check on time?
Wait three days, then contact SSA.
Will I get both SSI and Social Security together?
No, they are sent on different days.
How are payment dates decided?
Based on your birthday and benefit start date.
Who do I contact for payment issues?
Call 800-772-1213 for SSA assistance.
