Next week, some beneficiaries will receive a double Social Security payment if they qualify for two specific programs. Every month, the Social Security Administration (SSA) delivers millions in benefits to retired workers, survivors, disabled individuals, and beneficiaries of the Supplemental Security Income (SSI) program.
Each program has unique payment dates and schedules, but some beneficiaries may qualify for more than one program. This week, certain recipients of both SSI and Social Security Disability Insurance (SSDI) will receive a double payment.
Contents
- 1 Payment Schedule
- 2 Eligibility
- 3 Income and Resource Limits
- 4 Payment Dates
- 5 Application Denials
Payment Schedule
The SSA has a structured payment schedule:
- SSI Payments: July 1st
- SSDI Payments: July 3rd (for those claiming benefits before May 1997)
This month, individuals eligible for both SSI and SSDI may receive a double payment.
Eligibility
Contrary to popular belief, receiving benefits from one program does not necessarily disqualify you from the other. You may be eligible for both SSDI and SSI under certain circumstances:
- Early Career Disability: If you became unable to work early in your career.
- Low Wage Employment: If you worked a minimum wage job.
- Limited Full-Time Work: If you did not work full-time in the ten years preceding your disability.
SSI is means-tested, meaning it is for those unable to work, with few assets and limited income. SSDI is not means-tested and is for disabled workers only. Concurrent benefits can boost monthly income, especially if SSDI benefits are low due to minimum-wage work.
Income and Resource Limits
For SSI eligibility:
- Monthly Countable Income: Maximum of $1,767 for individuals or $2,607 for couples.
- Resource Cap: $2,000 for single people and $3,000 for married couples.
These limitations are crucial for those concurrently applying for SSI and SSDI. The additional SSI benefits can significantly enhance monthly income until the individual can secure other employment.
Payment Dates
Beneficiaries from the SSI and SSDI programs who qualify will receive their monthly benefits on the following dates:
- Monday, July 1: SSI beneficiaries
- Wednesday, July 3: SSDI recipients (before May 1997)
- Wednesday, July 10: Birth dates between July 1 and 10
- Wednesday, July 17: Birth dates between July 11 and 20
- Wednesday, July 24: Birth dates between July 21 and 31
Application Denials
If your application for double Social Security payments is denied, it’s essential to know that initial rejections are common. Here are reasons for denials and steps to take:
Common Reasons for Denial
- Technical Issues: Missing crucial sections in the application.
- Discrepancies: Mismatched Social Security numbers, names, or birthdates.
- Insufficient Work Credits: Not enough work credits for your age (SSDI).
- Income/Asset Limits: Exceeding the limits for SSI.
- Disability Qualification: The disability examiner determines no qualifying disability.
Steps to Take After Denial
- Reconsideration Request: Ask for a reconsideration, where an examiner will review your application and any additional evidence.
- Administrative Law Judge (ALJ) Hearing: If reconsideration is denied, you can request a hearing before an ALJ to review your disability claim.
Double Social Security payments provide crucial financial support for those eligible for both SSI and SSDI. Knowing eligibility criteria, payment schedules, and steps to take after application denial can help you navigate the system and maximize your benefits.
FAQs
Who qualifies for double Social Security payments?
Those eligible for both SSI and SSDI.
What is the SSI payment date for July?
July 1st.
What should I do if my application is denied?
Request reconsideration or an ALJ hearing.
Can I receive both SSI and SSDI benefits?
Yes, if you meet the eligibility criteria for both.
What are the income limits for SSI eligibility?
$1,767 for individuals and $2,607 for couples.
